USDC 超越 USDT:合规性是稳定币主导地位的关键

币圈资讯 阅读:61 2024-05-07 01:35:57 评论:0
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据Cointelegraph报道,作者:Daniel Ramirez-Escudero

Tether长期以来一直是稳定币领域的领导者,这主要归功于USDT作为第一个由法定货币支持的稳定币的地位。

然而,近年来,新的重要竞争对手进入了稳定币市场,给USDT带来了挑战。

根据支付巨头Visa的数据,自2024年以来,Circle的稳定币USDC的交易量持续上升。

数据显示,USDC的月度交易量在2023年12月首次超过了USDT。

截至2024年3月,USDC的交易量持续稳步增长,保持着领先地位,而USDT的交易量则在下降。

具体来看,截至2024年3月24日,USDC的周交易量几乎是USDT的五倍。

截至2024年4月21日,USDT的周交易量继续下降至890亿美元,而USDC则增至4550亿美元。

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USDC稳步成为稳定币市场中的领导者

尽管USDC于2018年推出,但其已占稳定币市场总量的20%。

根据加密货币交易所OKX 2024年1月的一份报告,稳定币领导地位之争显然是USDT和USDC之间的,因为它们合计占据了整个稳定币市场的90%。

据链上数据显示,USDC正在吸引加密货币机构的采用。这可能会威胁到USDT的霸主地位,因为机构投资者有望推动牛市。

稳定币竞相吸引机构投资者

多年来,加密货币市场经历了巨大的发展,从首次代币发行(ICO)时代充斥着欺诈项目的市场,到今年早些时候现货比特币交易所交易基金获得批准后将吸引主要机构投资者的市场。

正如Binance前首席执行官赵长鹏5月2日在X上发布的那样,加密市场已经成熟,可能已经进入了一个“新阶段”,其中“合规性非常重要”。

这种对合规性的关注正在开启希望吸引新一波投资者进入加密市场的公司之间的竞争——即合规的稳定币将脱颖而出。

在这方面,USDT——此前一直是对其储备真实性提出质疑的报道的目标——面临着挑战。

金融科技公司和加密货币交易所YouHodler的市场主管Ruslan Lienkha告诉Cointelegraph:

“USDT是一种离岸稳定币,缺乏透明度和监管,而USDC则受到美国当局的密切关注。”

Tether总部位于英属维尔京群岛,该群岛被认为是离岸银行业务的避税天堂。相比之下,USDC发行人Circle受美国管辖,因为它的总部位于马萨诸塞州波士顿。

USDC将自己打造为完全受监管、透明的稳定币的战略可能会促使Tether尝试重塑其公众形象。4月1日,它完成了美国注册会计师协会的“金标准”独立审计。

美国和欧洲即将出台的监管框架可能是吸引合规用户使用USDC而不是USDT的因素。

4月17日,美国国会提出《Lummis-Gillibrand支付稳定币法案》。如果它成为法律,将影响美国市场上的所有稳定币。

如果Tether希望获得美国当局的批准,它将需要改变其离岸机构,以避免错过世界上最大的市场之一。

在欧盟市场,即将出台的加密资产市场监管框架将要求稳定币发行人从6月30日开始注册为电子货币发行人。

预计这些法规将在今年晚些时候全面生效,Circle将EURC(与欧元挂钩的USDC姐妹版本)置于有利地位。

2023年3月21日,Circle向法国监管机构申请了数字资产服务提供商牌照。

根据新闻稿,这将“使Circle能够在欧洲市场为其旗舰产品提供本地服务”,并“开始在新监管框架下成为符合MiCA规定的电子货币代币的过程”。然而,Tether尚未申请成为欧盟的电子货币发行商。

USDC交易量的整合可能是Tether不应忽视的一个线索。如果它成为常态,Tether可能已经失去了稳定币之王的桂冠。

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It is reported that the author has been a leader in the field of stable currency for a long time, which is mainly attributed to his position as the first stable currency supported by legal tender. However, in recent years, new important competitors have entered the stable currency market, which has brought challenges. According to the data of payment giants, the transaction volume of stable currency has been rising since. The data shows that the monthly transaction volume exceeded the transaction volume as of, for the first time in, and maintained a leading position, while the transaction volume was declining. The weekly trading volume up to March is almost five times. As of March, the weekly trading volume continues to drop to US$ 100 million, but it has steadily become the leader in the stable currency market. Although it was launched in, it has accounted for the total amount of the stable currency market. According to a report of the cryptocurrency exchange in March, the dispute over the leadership of the stable currency is obviously between and, because they together occupy the entire stable currency market. According to the data on the chain, it is attracting the adoption of cryptocurrency institutions, which may threaten the overlord. Status because institutional investors are expected to promote the bull market to stabilize the currency competition and attract institutional investors, the cryptocurrency market has experienced tremendous development over the years, from the market full of fraudulent projects in the era of the first token issuance to the market that will attract major institutional investors after the approval of the trading fund of the spot bitcoin exchange earlier this year, as announced by former CEO Zhao Changpeng on January, the cryptocurrency market has matured and may have entered a new stage, in which compliance is very important. Concerns about compliance are opening up competition among companies that want to attract a new wave of investors into the encryption market, that is, compliant stable currency will stand out. In this respect, the target of reports that have been questioning the authenticity of its reserves is facing challenges. The market directors of financial technology companies and cryptocurrency exchanges tell that it is an offshore stable currency that lacks transparency and supervision, but it is closely watched by the US authorities. The islands are headquartered in the British Virgin Islands and are considered as offshore banking. Compared with the issuing bank, the business tax haven is under the jurisdiction of the United States because it is headquartered in Boston, Massachusetts, and its strategy of building itself into a fully regulated and transparent stable currency may prompt an attempt to reshape its public image. On May, it completed the independent audit of the gold standard of the American Institute of Certified Public Accountants, and the regulatory framework to be introduced in the United States and Europe may be a factor to attract compliant users rather than a factor. On May, the US Congress proposed a bill to pay stable currency, which will affect the American market if it becomes law. If all the stable currencies in the world want to be approved by the US authorities, it will need to change its offshore institutions to avoid missing out on one of the largest markets in the world. The regulatory framework for the crypto-asset market, which is about to be introduced in the EU market, will require the issuers of stable currencies to register as electronic money issuers from June. It is expected that these regulations will take full effect later this year, and the sister version linked to the euro will be placed in a favorable position. On June, the French regulatory authorities applied for a license for digital asset service providers. Press release: This will enable it to provide local services for its flagship products in the European market and start the process of becoming a compliant electronic currency token under the new regulatory framework. However, the integration of the transaction volume of electronic currency issuers that have not yet applied to become the EU may be a clue that should not be ignored. If it becomes the norm, it may have lost the crown of the king of stable currency. 比特币今日价格行情网_okx交易所app_永续合约_比特币怎么买卖交易_虚拟币交易所平台

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