本季度稳定币交易量能否超过 Visa?

币圈资讯 阅读:59 2024-05-07 00:37:25 评论:0
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研究预测:稳定币交易量或超越 Visa,加密货币主管持保留态度

作者:MARTIN YOUNG 来源:cointelegraph 翻译:善欧巴,金色财经

最新研究表明,支付行业将迎来一场巨大的变革,其中稳定币的交易量有望在本季度超越 Visa。然而,Visa的加密货币主管对此仍持怀疑态度。

研究公司Sacra的联合创始人Jan-Erik Asplund表示,稳定币在跨境交易中的适用性可能会使其在市场上占据主导地位。他认为,与传统系统相比,稳定币在便利性(24/7运营)、速度(分钟级对小时级)和成本(几分钱对12美元)方面具有优势。Asplund进一步表示,一些主要银行正在积极探索将稳定币整合到其内部支付网络中。

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然而,Visa的加密货币主管Cuy Sheffield对这些论点提出了异议,他认为稳定币的数据存在差异。Sheffield指出,涉及机器人和自动化的链上交易并不代表实际结算。据Visa最近推出的仪表板显示,上个月高达90%的稳定币交易涉及非人类用户。

虽然4月份稳定币交易总量达到22亿美元,但Visa与Allium Labs的合作将不到10%(149亿美元)归类为真实交易,其余归因于机器人活动和内部交易所运营。根据Visa的仪表板,此调整旨在消除“非有机活动和其他人工通胀做法”。

这一争议凸显了围绕稳定币采用和数据透明度的持续辩论。尽管Sacra描绘了一个由稳定币主导的未来,但Visa对当前指标的有效性提出了质疑。稳定币对传统支付巨头的真正影响尚待观察。

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Visa的仪表板针对稳定币数据应用了两个过滤器:单向交易量过滤器,仅计算单笔交易中转移的最大稳定币金额;非有机用户过滤器,旨在去除来自大型实体(例如中心化交易所)的机器人活动和自动交易。

然而,仪表板报告称,每月总的稳定币交易量(无论真假)自2024年初以来几乎翻了一番,其中大部分交易使用的是Tether和Circle的USD Coin。

与此同时,其他支付巨头也纷纷加入。PayPal在2023年推出了PYUSD稳定币,Stripe在4月份表示将允许其平台上的商家接受稳定币进行在线交易。

同样是在4月份,Ripple宣布计划推出一种与市场领导者竞争的、以美元为支撑的稳定币。

根据CoinGecko的数据,目前稳定币市场总市值约为1610亿美元,每日交易量为370亿美元。

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The research predicts that the transaction volume of stable currency will surpass that of cryptocurrency, and the executives have reservations. The latest research of Shanouba Golden Finance shows that the payment industry will usher in a huge change, in which the transaction volume of stable currency is expected to surpass that of cryptocurrency this quarter. However, the executives of cryptocurrency are still skeptical about this. The co-founder of the research company said that the applicability of stable currency in cross-border transactions may make it dominant in the market. He believes that stable currency is convenient to operate compared with the traditional system. Minutes are superior to hours and costs to dollars, which further indicates that some major banks are actively exploring the integration of stable currency into their internal payment networks. However, the cryptocurrency supervisor has raised objections to these arguments. He believes that there are differences in the data of stable currency, pointing out that online transactions involving robots and automation do not represent actual settlement. According to the recently launched dashboard, the high stable currency transactions last month involved non-human users, although the total amount of stable currency transactions in the month. However, the cooperation with has classified less than $100 million as a real transaction, and the rest is attributed to robot activities and the dashboard on which the internal exchange is based. This adjustment aims to eliminate non-organic activities and other artificial inflation practices. This controversy highlights the continuous debate on the adoption of stable currency and data transparency. Although it depicts a future dominated by stable currency, it questions the effectiveness of current indicators. The real impact of stable currency on traditional payment giants remains to be seen. The dashboard is aimed at stability. Two filters are applied to the currency data. The one-way transaction volume filter only calculates the maximum amount of stable currency transferred in a single transaction. The non-organic user filter aims to remove robot activities and automatic transactions from large entities such as centralized exchanges. However, the dashboard report says that the total monthly stable currency transaction volume, whether true or false, has almost doubled since the beginning of the year, and most of the transactions use sum. At the same time, other payment giants have joined in, and introduced stable currency in 2008, saying that it will be allowed. Merchants on its platform accept stable currency for online trading, and also announced plans to launch a stable currency supported by US dollars to compete with market leaders in June. According to data, the total market value of the stable currency market is about US$ billion, and the daily trading volume is US$ billion. 比特币今日价格行情网_okx交易所app_永续合约_比特币怎么买卖交易_虚拟币交易所平台

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