一文揭开香港金管局稳定币发行人“沙盒”神秘面纱

币圈资讯 阅读:26 2024-04-22 04:35:36 评论:0
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作者:比特客;来源:Koala考拉财经

3月12日,香港金融管理局正式推出稳定币发行人“沙盒”,按照官方的说法,金管局希望通过“沙盒”向有意在香港发行法币稳定币的机构传达监管期望,并收集参与者对拟议监管要求的意见。Koala考拉财经将在本文中深入解读这个稳定币发行人“沙盒”的具体内容,以及会给香港虚拟资产市场发展带来什么样的影响。

首先,让我们来了解一个概念:沙盒

“沙盒”(sandbox)是近年新兴的金融监管用语,尤其是在金融科技领域。应用在金融科技领域,“沙盒”主要指监管机构容许金融机构在推出新服务和产品前,在风险可控和规模较小的环境下进行测试并收集数据和用户意见,从而加快相关产品及服务推出的时间,并确保服务及产品符合监管要求。

稳定币发行人“沙盒”沿用了类似的概念,在稳定币发行人监管制度落实前,香港金管局可以透过“沙盒”,向计划在香港发行法币稳定币的机构传达监管期望和提供指引,并让监管部门收集“沙盒”参与者对拟议监管要求的意见,以确保制度的设计切合监管目标。“沙盒”的参与者可以测试预期业务模式的可行性,并可以直接与香港金管局沟通及了解如何遵守未来的监管要求。

接下来,让我们打开香港稳定币发行人“沙盒”一探究竟

对于稳定币发行人来说,如何向香港金管局申请参与“沙盒”呢?其实不难,Koala考拉财经简单梳理了申请程序:

第一,如有意申请参与“沙盒”,可通过发送电子邮件的方式向金管局表达意向;

第二,金管局在评估过程中可能与申请人联系,以索取更多资料。处理所需的时间取决于多项因素,包括商业模式的复杂性、所提供资料是否充足和资料的质素、对于金管局后续问题和要求的回应速度和周详程度。

如果想要通过香港金管局的申请,需要关注以下几个因素:

1、申请人需要有真实意愿和合理计划在香港发行法币稳定币;

2、申请人需要有参与沙盒的具体计划;

3、申请人需要能够符合拟议监管要求的合理预期。

这里要注意的是,金管局将考虑一系列因素评估“沙盒”申请。 成功成为“沙盒”参与者并不意味该“沙盒”参与者获得金管局的任何认可,或该“沙盒”参与者有资格受到金管局或香港其他金融监管机构的现时或未来监管。在监管制度实施后,有意申请牌照的“沙盒”参与者仍须按日后发牌当局的要求另行提交申请。

其他注意事项

• 香港金管局可通过不同形式向公众宣布“沙盒”的参与情况,包括披露获批准的参与者。

• 在获准进入“沙盒”前,任何人不应就其申请状况作出任何公告。获准进入“沙盒”后,如参与者希望就其参与“沙盒”安排作出公告,他们应在发布前征得金管局同意。

• 视乎参与者的具体方案及测试的进展,金管局可以适当地调整“沙盒”的要求。

• “沙盒”参与者在以下任何情况下将被视为退出“沙盒”:

1、如金管局认为“沙盒”参与者未能按照金管局所考虑的申请文件和相关资料中规定的预期运作方式行事,和/或金管局认为该参与者不再适合留在“沙盒”中;或

2、如“沙盒”参与者自行决定有序退出并提前通知金管局。

• 金管局将在其认为适当的情况下向公众宣布终止参与者资格。

业界反应

香港金管局宣布推出稳定币发行人“沙盒”后,金管局前总裁陈德霖创办的圆币科技就表示欢迎金管局推出沙盒计划,圆币科技也计划推出港元稳定币HKDR,其价值与港元1:1等值,拟于香港及香港以外不同商业场景当中应用,促进香港的Web3生态发展。

Koala考拉财经认为,香港金管局稳定币发行人“沙盒”对当地虚拟资产市场发展至少有五个方面“利好”:

1、促进稳定币市场发展

“沙盒”将为稳定币发行人提供一个合规的平台,降低其进入香港市场的门槛。这将吸引更多机构参与稳定币发行,从而推动稳定币市场的发展。

2、提升市场信心

“沙盒”将有助于提高市场对稳定币的信心。通过对稳定币发行人的监管,金管局将确保稳定币的稳定性和安全性,从而降低投资者对稳定币的风险担忧。

3、推动虚拟资产交易

稳定币是虚拟资产交易的重要媒介。稳定币市场的发展将促进虚拟资产交易的增长,从而推动虚拟资产市场整体的繁荣。

4、加强金融监管

“沙盒”将为香港金管局提供一个了解稳定币发行实践的机会。通过对“沙盒”的运作进行监管,金管局将积累相关经验,并制定更完善的稳定币监管制度。

5、促进香港国际金融中心地位

“沙盒”的推出表明香港对虚拟资产市场的发展持开放态度。这将吸引更多国际虚拟资产企业来香港设立业务,从而提升香港作为国际金融中心的地位。

总体而言,香港金管局稳定币发行人“沙盒”的推出将对虚拟资产市场产生积极影响,不仅能加速稳定币市场发展、提升市场信心、推动虚拟资产交易、加强金融监管,继而进一步促进香港国际金融中心地位。


Author Bitke Source Koala Finance The Hong Kong Monetary Authority officially launched the stable currency issuer sandbox. According to the official statement, the HKMA hopes to convey the regulatory expectations and collect the opinions of participants on the proposed regulatory requirements through the sandbox. Koala Finance will deeply interpret the specific content of this stable currency issuer sandbox and what impact it will bring to the development of the virtual asset market in Hong Kong. First, let us understand a concept sandbox. Box is a new financial supervision term in recent years, especially in the field of financial technology. Sandbox in the field of financial technology mainly means that the regulatory authorities allow financial institutions to test and collect data and user opinions in a risk-controlled and small-scale environment before launching new services and products, so as to speed up the launch of related products and services and ensure that services and products meet the regulatory requirements. The sandbox for stable currency issuers has followed a similar concept. Before the implementation of the regulatory system for stable currency issuers, the Hong Kong Monetary Authority can In order to convey the regulatory expectations and provide guidance to the institutions planning to issue legal tender stable currency in Hong Kong through the sandbox, and let the regulatory authorities collect the opinions of sandbox participants on the proposed regulatory requirements to ensure that the system design meets the regulatory objectives. Participants in the sandbox can test the feasibility of the expected business model and communicate directly with the Hong Kong Monetary Authority and understand how to comply with the future regulatory requirements. Next, let's open the sandbox of Hong Kong stable currency issuers to find out how to improve the stability of currency issuers. In fact, it is not difficult for the Hong Kong Monetary Authority to apply for participation in the sandbox. Koala Finance simply combed the application procedures. First, as interested in applying for participation in the sandbox, it can express its intention to the HKMA by sending an email. Second, the HKMA may contact the applicant to obtain more information during the evaluation process. The time required for processing depends on many factors, including the complexity of the business model, the adequacy and quality of the information provided, and the speed and thoroughness of the response to the subsequent questions and requirements of the HKMA. The following factors should be paid attention to in the application through the Hong Kong Monetary Authority. Applicants need to have a real will and a reasonable plan to issue legal tender stable currency in Hong Kong. Applicants need to have a specific plan to participate in the sandbox. Applicants need to have reasonable expectations to meet the proposed regulatory requirements. It should be noted that the HKMA will consider a series of factors to evaluate the sandbox application. Success in becoming a sandbox participant does not mean that the sandbox participant has any recognition from the HKMA or that the sandbox participant is qualified to be accepted by the HKMA or Hong Kong. Current or future supervision of other financial regulatory agencies After the implementation of the regulatory system, sandbox participants who intend to apply for a license must still submit another application according to the requirements of the licensing authority in the future. Other precautions: The Hong Kong Monetary Authority can announce the participation of sandbox to the public in different forms, including disclosing that no one should make any announcement on the application status of approved participants before they are allowed to enter the sandbox. If participants want to make an announcement on their participation in the sandbox after they are allowed to enter the sandbox, they should do so. Obtain the consent of the HKMA before, depending on the participants' specific plans and test progress, the HKMA can appropriately adjust the requirements of the sandbox. Under any of the following circumstances, a sandbox participant will be deemed to have withdrawn from the sandbox. If the HKMA thinks that the sandbox participant has failed to act in the expected way as stipulated in the application documents and related materials considered by the HKMA, or if the HKMA thinks that the participant is no longer suitable to stay in the sandbox, or if the sandbox participant decides to withdraw in an orderly manner, it will notify the HKMA in advance that it will be In its opinion, the industry reacted to the announcement of the termination of the participant's qualification to the public under appropriate circumstances. After the Hong Kong Monetary Authority announced the launch of the stable currency issuer sandbox, the coin technology founded by Chen Delin, the former president of the HKMA, welcomed the launch of the sandbox plan by the HKMA. The coin technology also plans to launch the stable currency of Hong Kong dollars, and its value is equivalent to that of Hong Kong dollars. Koala Finance believes that the stable currency issuer sandbox of the Hong Kong Monetary Authority is beneficial to the local virtual asset market. At least five aspects of development are beneficial to promote the development of stable currency market. The sandbox will provide a compliant platform for stable currency issuers and lower their entry threshold into the Hong Kong market, which will attract more institutions to participate in the stable currency issuance, thus promoting the development of the stable currency market and enhancing market confidence. The sandbox will help improve the market's confidence in stable currency. Through the supervision of stable currency issuers, the HKMA will ensure the stability and safety of stable currency, thereby reducing investors' risk concerns about stable currency and promoting virtual capital. The production and trading of stable currency is an important medium of virtual asset trading. The development of stable currency market will promote the growth of virtual asset trading and thus promote the overall prosperity of virtual asset market. Strengthening financial supervision sandbox will provide Hong Kong Monetary Authority with an opportunity to understand the practice of issuing stable currency. By supervising the operation of sandbox, HKMA will accumulate relevant experience and formulate a more perfect stable currency supervision system to promote the introduction of international finance centre status sandbox, which shows that Hong Kong has developed the virtual asset market. An open attitude will attract more international virtual assets enterprises to set up business in Hong Kong, thus enhancing Hong Kong's status as an international financial center. Generally speaking, the launch of the sandbox of the stable currency issuer of the Hong Kong Monetary Authority will have a positive impact on the virtual assets market, which will not only accelerate the development of the stable currency market, enhance market confidence, promote virtual assets trading, strengthen financial supervision, and further promote international finance centre's status. 比特币今日价格行情网_okx交易所app_永续合约_比特币怎么买卖交易_虚拟币交易所平台

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