知名记者：Circle本质更像储蓄产品，但储备资产操作存在黑箱_虚拟币交易所平台,数字货币,NFT

当前位置: > > 知名记者：Circle本质更像储蓄产品，但储备资产操作存在黑箱 知名记者：Circle本质更像储蓄产品，但储备资产操作存在黑箱 2022-07-11 区块律动BlockBeat 来源：区块链网络
BlockBeats 消息，7 月 11 日，知名记者 Matt Taibbi 发布调查文章，指出 USDC 发行方 Circle 存在严重黑箱问题，文中认为，与其说 USDC 是加密货币，不如说其是一种储蓄类金融产品，但该产品没有足够严谨的披露和监管，随后 Matt Taibbi 指出其两方面漏洞： 首先，Circle 在破产的用户保护方面存在问题，虽然 Circle 表示托管人的财产会根据州汇款法提供保护，但用户条例中也注明「并非获得许可的所有州都将活动作为货币传输进行监管」，因此目前在法律上并非所有用户都受到完全保护； 另一方面，虽然 Circle 反复强调其储备金的透明性，储备金的现金部分由多家银行合作伙伴持有，美国国库券由贝莱德购买，但其尚未公布与哪个银行合作伙伴持有多少现金的详细明细。Matt 提到，Circle 此前有使用储备金购买风险资产的前科，而历史表明，在缺少刚性监管的情况下，「机构铤而走险是十分常见」。

: Well-known journalists are more like savings products in essence, but there is a black box in the operation of reserve assets. Well-known journalists are more like savings products in essence, but there is a black box in the operation of reserve assets. The source of blockchain network news: On March, well-known journalists released an investigation article pointing out that the issuer has a serious black box problem. The article thinks that it is a savings financial product rather than cryptocurrency, but the product is not strictly disclosed and supervised. Later, it is pointed out that its two loopholes are first in the bankrupt user protection party. Although there is a problem, it means that the custodian's property will be protected according to the state remittance law, but the user regulations also indicate that not all licensed States supervise activities as money transmission, so at present, not all users are fully protected by law. On the other hand, although the transparency of their reserves has been repeatedly emphasized, the cash part of their reserves is held by a number of bank partners, and the US Treasury bills are purchased by BlackRock, but the details of how much cash they hold with which bank partner have not been published. It is mentioned that there was a previous criminal record of using reserves to buy risky assets, and history shows that it is very common for institutions to take risks without rigid supervision. 比特币今日价格行情网_okx交易所app_永续合约_比特币怎么买卖交易_虚拟币交易所平台

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